We live in exciting times.

These days, technology has greatly narrowed the gap between physical distances to bring us greater convenience to everyday tasks. This issue, Qotion shifts our attention towards mobile applications, especially those that help keep you abreast of financial information, make calculated decisions and perform transactions, all at the convenience of your mobile phone.

Financial institutions have caught on the bandwagon and invested considerable development dollars to make these applications more accessible to everyone. In addition, there is increasing focus on improving security levels, especially for high-level transactions, and even the speed of updates towards real-time on crucial information like Bank rates.