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Financial Product Snapshot - UOB CashPlus

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5 replies [Last post]
User offline. Last seen 2 years 46 weeks ago. Offline
Qotioneer
Joined: 02/08/2008

Name of product: UOB CashPlus

Benefits:

  • Generous Credit Limit
    Up to S$100,000 cash or twice your monthly income, whichever is lower, to use as you wish
  • Low Interest Rate
    Enjoy a low interest rate of only 1.48% per month or 17.8% per annum as compared to other banks' credit cards. What's more, you only pay interest when you use it. You may also wish to check out our
    current promotions.
  • Flexible Monthly Repayments
    Enjoy flexible repayments from as little as 3% of your outstanding balance or S$30, whichever is higher. And with no fixed monthly payment, you have more control over your finances. For greater convenience,
    sign up for InterBank GIRO and enjoy hassle-free servicing of your monthly minimum repayment amounts.  
  • Hassle-free Application
    With no collateral, guarantor required, applying for CashPlus couldn't be easier
  • Easy Access to Cash
    CashPlus gives you both a chequebook and an ATM card which you can use at a wide network of ATMs islandwide and 877,000 ATMs worldwide
  • Earn Interest on Credit Balance
    Account balances in excess of the outstanding amount earn you interest, just like a savings account
  • Special Discounts and Privileges
    Enjoy a wide array of discounts and privileges. Be it getting the latest gadget in town or a relaxing travel packages, you'll always be spoilt for choice with CashPlus.
  • Convenience of Online Banking
    Pay bills, make account balance enquiries, view statements, arrange funds transfers and even take control of cheques issued whenever, wherever through the convenience of online banking
  • 24-hour Assistance
    Call our 24-Hour Call Centre at 1800 22 22 121 (toll-free). Our friendly customer service officers will be happy to assist you. You can also use our automated phone banking service at your convenience.
  • Special Funds Transfer Promotion
    For a limited period only, you can enjoy our special funds transfer promotional rate of 0% per annum. All you need to do is to fill up the
    Funds Transfer form if you are an existing CashPlus customer.
qwerty123's picture
User offline. Last seen 2 years 19 weeks ago. Offline
Moderator
Moderator
Joined: 03/18/2008

that time when i signed up for UOB credit card, the promoter was very desperate to get me to sign up for this cash plus...but i strongly rejected him because i know that it would give him more commission...lol

Deathsender's picture
User offline. Last seen 3 years 14 weeks ago. Offline
Moderator
Moderator
Joined: 03/06/2008

That promoter must be so sad.
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qwerty123's picture
User offline. Last seen 2 years 19 weeks ago. Offline
Moderator
Moderator
Joined: 03/18/2008

yeah...saw him at AMK hub doing roadshow again recently...but guess he didn't recognise me...haha

Goldribbons's picture
User offline. Last seen 1 year 37 weeks ago. Offline
Qotioneer
Joined: 03/06/2008

I received 2-3 phonecalls over the last 2 months to tell me I am the "lucky UOB customer invited/selected to get UOB Cashplus". Yest I was in bad mood so I told her off. All becoz she sounded too fake & too *excited* that I HAVE BEEN SELECTED man....

They think I am stupid or what??!!

But honestly, of coz I dun mind to sign up for this Cashplus anytime I need instant cash, e.g.Citibank ready credit also not bad with the promos every now & then. Its not an option for extra income or to rollover credit, balance transfer from card-to-card aggressively, but definitely can take advantage of the low, low interest (PROMO ONLY ah, watch it) rates.

qwerty123's picture
User offline. Last seen 2 years 19 weeks ago. Offline
Moderator
Moderator
Joined: 03/18/2008

although i have this readycredit, but i never use it...
i find that it is very easy for me to get into debt if i use it...that's why i never use it...but that's just me only...

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