JUST a day after Ms Adniah Ayob celebrated her 31st birthday on 26 Jun, her doctor told her she had second stage breast cancer. Ms Adniah, a beauty therapist, said: 'I thought everything would be all right at first, because I had insurance.' The policy she bought in 2007 was an enhancement of the MediShield plan. But she was not aware that she could make claims only after her bill has reached ... more