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What's your main motivation for using credit cards?

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User offline. Last seen 2 years 2 weeks ago. Offline
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Joined: 02/05/2008
Cast Your Vote: 

According to latest statistics, an average Singaporean owns close to 8 credit cards. Why do most people get this many cards? How can you take charge of your credit and harness it to more productive purposes other than entertainment? What’s your main motivation for using credit cards? Share your thoughts here!

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User offline. Last seen 2 years 3 days ago. Offline
Joined: 08/14/2008

an average Singaporean owns close to 8 credit cards? wow.. that's an impressive figure.
sound to me that I'm lacking behind...

I wasn't a "credit card fans", until... i figured out that you pay less when you use your credit card, and pay more if you use your hard cold cash... i believe that's why we have so many credit cards on hand!

my votes go for promotions and the other good reason for it is, the statement, which I can get my expenses recorded in a monthly statement which is traceable.

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