YOU may know that when you hit 55, a retirement account is created for you with savings from your CPF Ordinary and Special accounts. The best part is it earns the highest risk-free interest rate in town, which is now 5 per cent for up to $60,000 and 4 per cent on amounts in excess of that. You get monthly payouts over about 20 years, from age 62 to 82. The first draw-down age is set to gradually ... more