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Citibank Smartcash PayLite Instalment Loan



Maximum Credit Limit:

2X monthly income or S$100,000

Duration for Repayment:

24

Interest per annum (%):

17.95%

Minimum Annual Income Requirement:

$20000

Benefits & Privileges

  • Be empowered with the flexibility to adjust your loan term anytime with no penalty fees

Remarks and Special Requirements

  • 1% of the loan amount for approved accounts (subject to a minimum of $25)
  • $100 if the loan is restructured, cancelled within 12 months after date of approval
  • If the period between the payment instruction is approved and your statement date is less than 30 days, the interest rate charged for the Programme can be up to 0.81% per month and the effective interest rates are up to 19.03% for 12-months, up to 19.63% for 24-months and up to 20.61% for 36-months