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OCBC Education Loan



Maximum Credit Limit:

8 x monthly income or S$150,000

Duration for Repayment:

96

Interest per annum (%):

6.50%

Minimum Annual Income Requirement:

$24000

Benefits & Privileges

  • Easy access with a monthly income of as little as S$1,000 with a joint application
  • 3 flexible repayment options to make your life easier: standard, graduated, graduated plus
  • Complimentary The BEST Card that gives you a credit limit of up to 2 times your monthly income, plus enjoy an exclusive 5-year annual fee waiver

Remarks and Special Requirements

  • Single applicant: Singaporean or Permanent Resident earning at least S$24,000 per annum, between 21 and 55 years of age as of date of application
  • Joint application: main applicant will be the Student joint applicant must be the main applicants spouse sibling or parent applicants must be Singaporean or Permanent Resident between 21 and 55 years of age as of date of application earning a total annual income of at least S$24,000 between main and joint applicants of either of the following
  • 1. Main (no income) Joint (at least S$24,000 p.a.)
  • 2. Main (at least S$12,000 p.a.) Joint (at least S$12,000 p.a.)