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Standard Chartered Personal Credit



Annual Fee:

S$0

Interest per month(%):

1.490

Minimum Annual Income:

S$30000

Min Repayment Fee per month:

3% or $50

Credit Limit (Whichever is lower):

2X monthly income or $100,000

Benefits & Privileges

  • Online Banking Service
  • Convenient cash withdrawal from any ATM

Remarks and Special Requirements

  • Get 4.88% interest per annum for first 6 months. Subsequent 6 months interest is 17.9% per annum
  • Annual fee waived only for 2 years. Subsequently prevailing rates apply
  • Applicants must have an annual income of at least S$30,000 and be at between 21 and 60 years old. Minimum income requirements for non-Singapore citizens is S$80,000